### Configuring Recurring Payments Processing

To make the recurring billing more strict and safe, we recommend that you consider imposing some restrictions before you start processing payments recurrently.

To configure the recurring payments processing:

1. Click Payment Processing on the Commerce Director submenu.
2. Select General Configuration from the Payment Processing submenu and click the Edit button.
3. Adjust the settings:
   1. Minimum amount for document allowed for paying online. Since some payment gateways do not process payments lower than a certain fixed amount, you can set the lower limit for payment amounts allowed to be paid online and avoid the undesirable transaction rejections.
   2. To suppress sending financial notifications in case your staff member creates or upgrades a subscription for your customers and therefore, places an order for a customer account, you can check the Do not send financial notification to the customer if corresponding document is created by his vendor box.
   3. To disallow customers transferring domains registered using your plug-ins to another Registrar without your approval, mark the Set registrar lock on domain if the customer with negative Account balance cancels the renewal order checkbox.
   4. To allow or disallow providing services on credit in case your staff member adds or upgrades a subscription for your customers, set the option button to one of the following in the If subscription is changed by staff member, apply changes section of the form:
   - Immediately. In this case, if your staff member creates a new subscription for some customer Account, services will be provided immediately. At the same time the appropriate Invoice will be issued, and a customer should pay it due period.
   - When payment received only. In this case, if your staff member creates a new subscription for some customer Account, the appropriate Order will be issued. A subscription will be created only after this Order is paid.
   1. Allow payments to be used for automatic processing:
   - Auto payment. In this case, if your staff member creates or upgrades a subscription for some customer Account, the balance of this Account will be examined, and:

     If there are some payments or credit adjustments with positive balance and auto-pay allowed, then without respect to 'apply-changes' setting, appropriate Invoice will be issued and paid and services will be provided.

     Note: Partial payment of orders using an account positive balance is also possible. If an order total amount exceeds an account positive balance, then an order will be paid in part and a customer will be prompted about the remaining amount to pay.

     If there are no payments or credit adjustments with positive balance exist for a given Account, and auto-pay is allowed at the same time, then the 'apply-changes' setting (see point c above) is being checked. If it is set to 'Immediately' then a subscription will be created, and an open Invoice (to be paid in due period) will be issued for this Account. If 'Apply-changes' is set to 'After payment received', then an open Order (to be paid in validity period) will be issued, and a subscription will be created only after an Order is paid.

   - Manual payment. In this case, all changes to subscriptions are subject to 'apply-changes' setting. All individual settings for payments ('auto-pay' or not) are disregarded.
   1. Balance sign meaning. Here you can select the meaning of the positive balance of customer accounts shown for your customers in the Control Panel:
   - Positive balance means provider owes money to customer -if you set the option button to this, then the positive value of a customer account balance shown in the Control Panel will mean that a customer has a certain overpayment.
   - Positive balance means customer owes money to provider - if you set the option button to this, then the positive value of a customer account balance shown in the Control Panel will mean that a customer has underpaid for services provided.
   1. Maximum number of attempts to pay the document recurrently. Such restriction saves the HSPcomplete load and contributes to preventing fraudulent transactions, so it is necessary to specify this.
   2. Maximum sum of document to be paid recurrently. This restriction allows you to make recurrent billing more secure since the sums of fraudulent transactions are typically much greater than normal ones.
4. Click the Save button.

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